{"id":352,"date":"2020-12-06T21:12:33","date_gmt":"2020-12-06T21:12:33","guid":{"rendered":"https:\/\/creditexpert.ge\/?page_id=352"},"modified":"2020-12-06T21:26:43","modified_gmt":"2020-12-06T21:26:43","slug":"code-of-ethics-copy","status":"publish","type":"page","link":"https:\/\/creditexpert.ge\/?page_id=352&lang=en","title":{"rendered":"Code of Ethics &#8212; COPY"},"content":{"rendered":"<div id='av_section_1'  class='avia-section main_color avia-section-default avia-no-border-styling  avia-full-stretch av-section-color-overlay-active avia-bg-style-scroll  avia-builder-el-0  el_before_av_section  avia-builder-el-first   av-minimum-height av-minimum-height-25  container_wrap fullsize' style='background-repeat: no-repeat; background-image: url(https:\/\/creditexpert.ge\/wp-content\/uploads\/2020\/10\/Banner_1.jpg);background-attachment: scroll; background-position: top left;  '  data-section-bg-repeat='stretch' data-av_minimum_height_pc='25'><div class='av-section-color-overlay-wrap'><div class='av-section-color-overlay' style='opacity: 0.7; background-color: #004c93; '><\/div><div class='container' ><main  role=\"main\" itemprop=\"mainContentOfPage\"  class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-352'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_full  av-animated-generic top-to-bottom  flex_column_div av-zero-column-padding first  avia-builder-el-1  avia-builder-el-no-sibling  \" style='border-radius:0px; '><div  style='padding-bottom:10px; color:#ffffff;' class='av-special-heading av-special-heading-h1 custom-color-heading blockquote classic-quote  avia-builder-el-2  avia-builder-el-no-sibling  '><h1 class='av-special-heading-tag '  itemprop=\"headline\"  >Code of Ethics<\/h1><div class='special-heading-border'><div class='special-heading-inner-border' style='border-color:#ffffff'><\/div><\/div><\/div><\/div>\n\n<\/div><\/div><\/main><!-- close content main element --><\/div><\/div><\/div><div id='av_section_2'  class='avia-section main_color avia-section-default avia-no-border-styling  avia-bg-style-scroll  avia-builder-el-3  el_after_av_section  el_before_av_tab_section   container_wrap fullsize' style=' '  ><div class='container' ><div class='template-page content  av-content-full alpha units'><div class='post-entry post-entry-type-page post-entry-352'><div class='entry-content-wrapper clearfix'>\n<div class=\"flex_column av_one_half  av-animated-generic bottom-to-top  flex_column_div av-zero-column-padding first  avia-builder-el-4  el_before_av_one_half  avia-builder-el-first  \" style='border-radius:0px; '><div  class='avia-icon-list-container   avia-builder-el-5  avia-builder-el-no-sibling '><ul class='avia-icon-list avia-icon-list-right av-iconlist-big avia_animate_when_almost_visible avia-iconlist-animate'>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue80b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Zero tolerance with bribery or corruption<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>We act honestly and without corrupt influences and we expect the same from the third parties serving Beta Kapital companies. We do not tolerate any form of bribery or corruption.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue83e' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>No illegal benefits or rewards<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Beta Kapital companies shall not offer rewards or benefits, whether directly or through intermediaries, to any business parties or stakeholders, which are in violation with applicable laws.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue826' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Maintain objectivity<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>In Beta Kapital companies, employees must not accept gifts, benefits, reimbursements or entertainment, whether directly or through intermediaries, that could affect their objectivity and professional judgement. Compliance with ethical and legal norms as a common interest between employees and the employer.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue80c' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Professional development<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>We support professional development of our employees and management, improvement of competencies and the best practice training \u2013 under the terms which benefit both \u2013 employer and employee.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue80b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Mutual trust and respect<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Debt collection process in Beta Kapital Group collection companies is based on mutual trust and respect between collector and debtor. We use transparent, soft, respectful, lawful and educational communication methods with debtors.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue849' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Impartiality and methodology<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Beta Kapital companies organize systemic approach to the collection process, collection decision-making process is based on impartiality and methodology.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue824' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Data protection<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Beta Kapital group of companies bring confidentiality and the EU standards of data protection legislation to still non-regulated non-EU markets. We do not pass on any commercial or customer data to the third parties and we comply with applicable regulations protecting customer data.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<\/ul><\/div><\/div><div class=\"flex_column av_one_half  av-animated-generic bottom-to-top  flex_column_div av-zero-column-padding   avia-builder-el-6  el_after_av_one_half  avia-builder-el-last  \" style='border-radius:0px; '><div  class='avia-icon-list-container   avia-builder-el-7  avia-builder-el-no-sibling '><ul class='avia-icon-list avia-icon-list-left av-iconlist-big avia_animate_when_almost_visible avia-iconlist-animate'>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue8da' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Effective corporate management<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Beta Kapital group of companies exercises Western standards of transparent, compliant and effective corporate management. We support and promote self-initiative, innovation and internal corporate growth and development of our employees and management.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue83f' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>No abuse of power in business<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>The requirement of integrity, ethical and fair practices also applies in the battle for market share. We comply with the rules governing market behaviour that are expected on an international level.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue845' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Transparent relationship with authorities<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Beta Kapital companies and their management are committed to being fair, accurate and timely in all communication with any partners and stakeholders. We pledge to ensure that our relationships with all relevant supervisory authorities are open, trustful, transparent and cooperative.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue836' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Openness in all reporting<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>Accounting records in Beta Kapital group as well as in individual group companies must show the nature of all transactions in a correct, timely and non-misleading manner. We practice openness in all reporting to comply with our no-surprise policy.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue84b' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>Strict neutrality<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>In Beta Kapital Group we observe strict neutrality with regard to political and religious interests. Neither the names nor resources of Beta Kapital or its Group companies shall be used to promote such interests.<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<li><div  style='background-color:#004c93; ' class='iconlist_icon  avia-font-entypo-fontello'><span class='iconlist-char ' aria-hidden='true' data-av_icon='\ue809' data-av_iconfont='entypo-fontello'><\/span><\/div><article class=\"article-icon-entry \"  itemscope=\"itemscope\" itemtype=\"https:\/\/schema.org\/CreativeWork\" ><div class='iconlist_content_wrap'><header class=\"entry-content-header\"><h4 class='av_iconlist_title iconlist_title  av_inherit_color '  itemprop=\"headline\"   style='color:#2b2b2b; font-size:22px; '>No discrimination or harassment<\/h4><\/header><div class='iconlist_content av_inherit_color '  itemprop=\"text\"   style='color:#2b2b2b; '><p>All employees, regardless of position, shall treat each other with respect as colleagues and avoid any kind of discriminatory behaviour or harassment. Equal opportunities principle in hiring, employment and HR management policy and routines<\/p>\n<\/div><\/div><footer class=\"entry-footer\"><\/footer><\/article><div class='iconlist-timeline'><\/div><\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div><!-- close content main div --><\/div><\/div><div id='av-tab-section-1'  class='av-tab-section-container entry-content-wrapper main_color av-tab-no-transition   av-tab-above-content  avia-builder-el-8  el_after_av_section  avia-builder-el-last  submenu-not-first container_wrap fullsize' style=' '  ><div class='av-tab-section-outer-container'><div class='av-tab-section-tab-title-container avia-tab-title-padding-default '  role='tablist'><a href='#tab-1' data-av-tab-section-title='1' class='av-section-tab-title av-active-tab-title no-scroll av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-1'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Tab 1<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#tab-2' data-av-tab-section-title='2' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-2'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Tab 2<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#tab-3' data-av-tab-section-title='3' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-3'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Tab 3<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><a href='#tab-4' data-av-tab-section-title='4' class='av-section-tab-title  av-tab-no-icon av-tab-no-image  ' role='tab' tabindex='0' aria-controls='av-tab-section-1-4'><span class='av-outer-tab-title'><span class='av-inner-tab-title'>Tab 4<\/span><\/span><span class='av-tab-arrow-container'><span><\/span><\/span><\/a><\/div><div class='av-tab-section-inner-container avia-section-default' style='width:400vw; left:0%;'><span class='av_prev_tab_section av_tab_navigation'><\/span><span class='av_next_tab_section av_tab_navigation'><\/span>\n<div id=\"av-tab-section-1-1\" data-av-tab-section-content=\"1\" class=\"av-layout-tab av-animation-delay-container av-active-tab-content __av_init_open  avia-builder-el-9  el_before_av_tab_sub_section  avia-builder-el-first   \"   data-tab-section-id=\"av-tab-section-1-1\"><div class='av-layout-tab-inner'><div class='container'><\/div><\/div><\/div><div id=\"av-tab-section-1-2\" data-av-tab-section-content=\"2\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-10  el_after_av_tab_sub_section  el_before_av_tab_sub_section   \"   data-tab-section-id=\"av-tab-section-1-2\"><div class='av-layout-tab-inner'><div class='container'><\/div><\/div><\/div><div id=\"av-tab-section-1-3\" data-av-tab-section-content=\"3\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-11  el_after_av_tab_sub_section  el_before_av_tab_sub_section   \"   data-tab-section-id=\"av-tab-section-1-3\"><div class='av-layout-tab-inner'><div class='container'><\/div><\/div><\/div><div id=\"av-tab-section-1-4\" data-av-tab-section-content=\"4\" class=\"av-layout-tab av-animation-delay-container   avia-builder-el-12  el_after_av_tab_sub_section  avia-builder-el-last   \"   data-tab-section-id=\"av-tab-section-1-4\"><div class='av-layout-tab-inner'><div class='container'><\/div><\/div><\/div>\n<\/div><\/div><\/div><\/p>\n","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-352","page","type-page","status-publish","hentry"],"_links":{"self":[{"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/pages\/352","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/creditexpert.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=352"}],"version-history":[{"count":11,"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/pages\/352\/revisions"}],"predecessor-version":[{"id":805,"href":"https:\/\/creditexpert.ge\/index.php?rest_route=\/wp\/v2\/pages\/352\/revisions\/805"}],"wp:attachment":[{"href":"https:\/\/creditexpert.ge\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=352"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}